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How to Link Aadhaar Card to Bank Account?

Having an aadhar card has become an essential part of every Indian’s life since its inception. This 12-digit aadhaar number issued by the UIDAI (Unique Identification Authority of India) is necessary because it serves as proof of identity and address. Aside from that, a person is eligible for all of the benefits and subsidies outlined in the Aadhaar Act, 2016. However, in order to receive these benefits, an individual must first link Aadhaar card to bank account. Banks have also notified all of their existing customers that they must seed their accounts with Aadhaar. Providing aadhaar is also required when opening new accounts.

Visiting your bank’s branch is one of the best options, as long as you have the original Aadhaar card with you for verification.

  • Fill out a ‘Aadhaar Linking’ application form at a bank branch.
  • Fill in your bank account information and Aadhaar number with care.
  • Please include a photocopy of your Aadhaar card that has been self-attested.
  • Submit the application form along with a photocopy that has been self-attested.
  • It will be automatically updated within 24 hours of verification, and you will receive an SMS notification on your registered mobile number and email address.

Linking Bank Account with Aadhaar through Internet Banking

  • Simply use your customer id and password to access your bank account via net banking.
  • Select the ‘Aadhaar Seeding’ option.
  • Fill in the required aadhaar information and submit.
  • Following verification, you will receive notification that your Aadhaar number has been successfully linked to your bank account.

Linking Bank Account with Aadhaar through the Bank’s Mobile App

Almost all banks offer this service; account holders simply need to download their bank’s mobile application.

  • Log in to your bank’s mobile app.
  • Under ‘Service Request,’ select the option to view your Aadhaar details.
  • Fill in the requested aadhaar details carefully and submit.
  • Following verification, you will receive notification that your Aadhaar number has been successfully linked to your bank account.

Linking Bank Account with Aadhaar through SMS

An account holder can also link their aadhaar card via SMS, but this is usually a feature that the account holder must initiate by texting a specific number provided by the bank.

UID aadhaar number account number is the most common format.

You will receive notification that your service request has been initiated once you text in this format.

Your account is automatically linked once the bank verifies the details with UIDAI.

Benefits of Aadhaar-Bank Linking

The benefits of linking Aadhaar number with bank accounts are:

  • Aadhaar is a legal document. To open a bank account, you must have a Know Your Customer (KYC) document.
  • Direct government credit for subsidies such as LPG, kerosene, sugar, and so on.
  • Direct government credit for welfare funds, pensions, scholarships, MNREGA wages, and so on.
  • Aadhaar-enabled accounts ensure that government spending is not wasted. The Aadhaar Enabled Payment System (AEPSonline, )’s interoperable architecture allows residents to access their accounts from anywhere in the country.

Read More: How to Link Aadhaar with Vodafone Mobile Number?

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