Health

Individuals Disability Insurance

Individuals’ disability insurance is a form of insurance policy which prevents individual policyholder to continue his work and earn income because of disability. Individuals disable insurance by INSTANT DISABILITY compensates the loss of income of an individual caused due to accident, injury or illness. As staying out of job for a long period of time decreases your potential and abilities to do work and make earning for living it becomes very difficult to maintain your finances according to your standards of living. INSTANT DISABILITY provides opportunities for individuals to create a better future of balanced financial status in your life even after losing working opportunities due to disability. 

Individuals’ disability insurance can be chosen by keeping few things in mind like your health status, risks or danger involvement with your job, savings, financial obligations regarding family on you, financial situations and vulnerability associated with it.

Individual’s disability insurance can be divided as:-

  • Short term disability insurance
  • Long term disability insurance
  • Temporary disability insurance etc.

Disability is of the permanent or temporary nature. By considering one’s requirements the insurance policy can be chosen wisely.

Individuals with skilled jobs such as doctors and engineers have a good salary and high standards of living but in case of a disability they don’t get the same type of job again and there is difficulty in job replacement. After all this, managing expenses becomes difficult.

 Self-employed individuals don’t have the stable income as their income keeps on fluctuating .They do not have big amount of savings that can bear the financial burden caused to them due to disability. INSTANT DISABILITY offers the affordable individuals disability insurance policy for all individuals whether working professionals or self-employed individuals.

Age plays an important role in deciding the value of your insurance policy because as early as you get the insurance policy more valuable it will become in the form of providing a generous premium amount. Comparing it with group disability insurance it provides more benefits and is also affordable to buy. 

In present times everything is insured whether it is phone, car, or life so why not insure your life which can make your life even more valuable and unlike life insurance the insurer is alive to reap the benefits of the insurance. So, individuals disable insurance by INSTANT DISABILITY has become of paramount importance in today’s world.

INSTANT DISABILITY provides the most flexible and affordable insurance policy that can even be amended according to your needs of the time.

Individuals disability insurance is written in succinct manner so it’s become easy for the insurer to know what benefits he will be receiving from his insurance policy like , value of his policy, procedure followed for claiming insurance etc.

Individuals’ disability insurance policy by INSTANT DISABILITY is the best substitute for your lost income or opportunity cost. This insurance policy for individuals has turned out to be the most successful insurance for people as it has benefitted them immensely and saved them from going through any financial insecurity. INSTANT DISABILITY always looks forward to making an impact in the life of millions. 

Read more: 10 MYTHS REGARDING AUTO-INSURANCE

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